Finding the right home at the right price is just one aspect of a real estate transaction. Exit Home Team Realty is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call us today at 704-768-3950 if your needs include a professional REALTOR® experienced in the business side of real estate.

Closing costs you should expect

There are certain ordinary costs linked to closing the sale of a house. These expenses are often split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help show you through your deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, the following taxes are usually collected    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, not only will I work to get the highest sales price, but I'll also advocate for lower closing costs. And once we've arrived at an agreement, I'll explain in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're buying real estate in Iredell County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not startled when you get to closing time. I'll be happy to go through the GFE with you, answering your questions and highlighting any estimates in question.

Lori Marlow, ABR-Exit Home Team Realty 215B W Broad St. Statesville, NC 28677-5259
Phone: Cell:

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